Investment

Many people don’t realize why EMIs feel small but cost you big over time, especially when interest compounds over long repayment periods. At first glance, EMIs (Equated Monthly Installments) feel harmless. A small monthly payment doesn’t look dangerous. In fact, it often feels manageable—even convenient. A new phone, a car, furniture, or even a house […]

EMIs (Equated Monthly Installments) are often marketed as a smart and convenient way to afford things you want today while paying slowly over time. From smartphones and laptops to cars, furniture, and even groceries, EMIs are everywhere. At first glance, EMIs look harmless—sometimes even helpful. Low monthly payments, no-cost EMI offers, instant approvals, and minimal

Why Salary Increases Don’t Make You Rich (And Why Most People Stay Stuck): A salary increase feels like progress. It feels like validation. It feels like you’re finally moving ahead in life. But here’s the uncomfortable truth that most people learn too late: A higher salary does not automatically make you rich. In fact, millions

Common Money Mistakes in Your 20s: Your 20s are one of the most powerful decades of your life financially. What you do (or don’t do) with money during this period can decide whether your 30s and 40s feel free and secure—or stressful and suffocating. Unfortunately, most people are never taught how money actually works. Schools

Banks earn money by lending deposits, charging interest, and offering financial services. This article explains how banks make profit in simple words with real-life examples.

Understand what EMI is, how it is calculated, and how loan interest works with real-life examples.