Author name: R. Sharma

Rohit Sharma is the founder of Senpai Finance, where he explains money, inflation, investments, and personal finance in simple words for beginners.

Infographic showing common money mistakes people make in their 20s, including lifestyle inflation, credit card misuse, lack of savings, and poor financial planning.
Finance Basics, Investment

Common Money Mistakes in Your 20s

Common Money Mistakes in Your 20s: Your 20s are one of the most powerful decades of your life financially. What you do (or don’t do) with money during this period can decide whether your 30s and 40s feel free and secure—or stressful and suffocating. Unfortunately, most people are never taught how money actually works. Schools […]

Gold & Commodities

Why Gold Prices Change Every Day?

Why gold prices change? Gold prices change every day because gold is a globally traded commodity whose value is influenced by a wide range of economic, financial, and geopolitical factors that are constantly evolving. Unlike fixed-price goods, gold is bought and sold across international markets such as COMEX and MCX, where prices fluctuate in real

Investment

Fixed Deposit vs Mutual Fund: Which Is Better for Your Money?

When it comes to investing your hard-earned money, one of the most common dilemmas people face is choosing between Fixed Deposits (FDs) and Mutual Funds (MFs). Both are popular financial instruments, especially among beginners, but they serve very different purposes. Understanding how they work, their risks, returns, and suitability can help you make smarter financial

Inflation meaning explained with rising grocery prices
Finance Basics

What Is Inflation? Explained in Simple Words

What is Inflation? Inflation means a general rise in prices over time, which reduces the purchasing power of money.This article explains inflation in simple words with examples. Inflation is a key economic concept that refers to the persistent rise in the general price level of goods and services over a period of time. When inflation

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